Early Alert - Loan Monitoring for Corporate Credit	

Risk-taking is always involved in Banks extending loan facilities to their customers. Post loan drawdown, Banks are immediately exposed to different types of risks which can compromise the recovery of the loan.  Many Banks, however, lag behind their peers when it comes to devoting resources to achieving effective and efficient risk monitoring. 

Whilst risks to Banks can come in different ways i.e. credit risk, interest rate risk, liquidity risk, operational risk, legal risk, reputational risk, etc. The focus of this training is on early warning signals of credit risk and how to implement practical application of credit monitoring tools. The training will also include actual study cases and examples of such applications.

After completion of this program, participants will be better able to:
* Understand the importance of early warning signals and loan monitoring
* Correlate with actual study cases and examples
* Formulate an effective and efficient approach applicable to each bank
* Conduct comprehensive early warning identification and loan monitoring

Certificate of completion (supplied by PasarTrainer)

Training Material

* Life Cycle of the Loan
* Integrated Approach to Lending Philosophy

This module explains an introduction and relevance of early warning signs and loan monitoring as part of integrated credit assessments.

Module 1: Overview of Corporate Credit Analysis

* Committed vs Uncommitted and Loan Documentation
* Preliminary Screening, Risk Acceptance Criteria, and Credit Scoring
* Key Risks Assessment and Setting Up Risk Triggers/Covenants

This module explains the precedent events leading to effective loan monitoring.

Module 2: Precedent to Loan Monitoring

* Objectives of Loan Monitoring
* Implementation of Credit Monitoring System
* Type of Early Warning Signs and its Examples - I

This module explains the main material on loan monitoring and early warning signs identification with its study cases and examples.

Module 3: Loan Monitoring and Early Warning Signs

* Type of Early Warning Signs and its Examples - II


Module 4:  Early Warning Signs - Continued

* Study Cases on NPL and Lessons Learned


This module explains study cases from actual borrowers where the loan went into non-performing loans and discussing on what can be done to identify/prevent it.