Anti Money Laundering & Combating Financing of Terrorism (AML&CFT) Training Program

Certificate of completion (supplied by PasarTrainer)

Training Material

- The understanding of money laundering.

- Economic and social consequences of money laundering.

- Follow the money concept.

- Methods of money laundering.


This module explains what money laundering is, money laundering stages, and various methods of money laundering.


Module 1: Understanding Money Laundering (ML)   

- Case studies to understand how money laundering works to obscure dirty money from illegal activities.


Case Study 1:

- ML & FT similarities and differences.

- Sources of funds for financing terrorism.

- Proliferation financing (PF).

- Detecting TF and proliferation financing.


This module explains what is terrorism financing, difference of terrorism financing from money laundering, method of terrorism financing, and financing of proliferation.


Module 2: Understanding Financing of Terrorism (FT) & Proliferation Financing (PF)

- Case studies to understand how terrorism financing works and challenges in detecting terrorism financing.


Case Study 2:

- FATF & other international institutions.

- Regional and international initiatives.

- Pusat Analisis Transaksi Keuangan (PPATK).

- Otoritas Jasa Keuangan (OJK).


This module explains institutional international framework of AML/CFT, AML/CFT regime in Indonesia, and cooperation among the institutions.


Module 3: Institutional frameworks 

- AML & CFT laws and regulations.

- Legal consequences of ML & FT.

- PPATK Reporting requirements.

- Regulatory sanction and penalties.


This module explains legal and regulatory framework of AML/CFT


Module 4: Legal & regulatory frameworks 

- AML & CFT Pillars.

- Senior Management roles and responsibilities.

- Reporting to Senior Management"


This module explains an overview of AML & CFT program and the roles of Senior Management


Module 5: AML & CFT Program

- Identifying ML/FT risks.

- Assessing ML/FT risks.

- Mitigating ML/FT risks.


This module explains financial crime risk management, including identifying, assessing, and mitigating ML/FT risks 


Module 6: Financial Crime Risk Management

International community has made the fight against money laundering and the financing of terrorism a priority. The goals of this effort are among others: protecting the integrity and stability of the international financial system, cutting off the resources available to terrorists, and making it more difficult for those engaged in crime to profit from their criminal activities.

As a result of the governmental reaction in virtually all countries, banks, non-bank financial institutions, and non-financial businesses face tougher national and international legal requirements and harsher penalties than ever before.

While banking industry has relatively been mature in implementation of AML/CFT programs, non-bank financial institutions and fintech in Indonesia have just recently been required to implement AML/CFT Program.

Understanding what is required of your institution, employees and customers is essential to the successful implementation of AML/CFT programs.  However, understanding fundamentals of AML/CFT is equally important to mitigate future potential risks to your organization.

After completion of this program, participants will be able to :
- Understand ML/FT risks and methodology as well as its social and economic consequences.

- Understand international and domestic institutional frameworks in combating ML&FT.

- Understand legal & regulatory framework of AML/CFT in Indonesia.

- Understand Pillars of AML/CFT Program and the role of Senior Managements (BOD & BOC).

- Able to identify ML & FT risks and establish action plans to mitigate these risks.
