What is Mutual Fund?

This training program is designed to provide participants with a comprehensive basic understanding of Mutual Funds as an accessible and practical investment instrument. Participants will learn the fundamental concepts of investing, the types of mutual funds, how mutual funds operate, as well as their benefits and risks.

Through practical explanations and simple case studies, this program aims to improve participants’ financial literacy and help them make more informed, structured, and responsible investment decisions in line with their financial goals and risk profiles.

After completing this training program, participants are expected to be able to:

• Understand the basic concepts of investment and the role of mutual funds in financial planning
• Explain the definition and working mechanism of mutual funds, including the key parties involved (Fund Manager, Custodian Bank, and investors)
• Identify the main types of mutual funds (money market, fixed income, balanced, and equity funds), along with their characteristics, potential returns, and associated risks
• Determine their personal risk profile as a basis for selecting suitable mutual fund products
• Analyze mutual fund performance at a basic level using key indicators such as NAV (Net Asset Value), return, and risk
• Select appropriate mutual fund products according to short-term, medium-term, and long-term financial objectives
• Understand regulatory aspects and investor protection related to mutual fund investments