Personal Finance

This program focuses on the basic concepts of contemporary personal finance. In this program, participants will discuss how to analyse personal financial decisions, evaluate the costs & benefits of financial decisions, and apply the knowledge learned to financial situations encountered in real life. This program is suitable for all professionals who wish to achieve personal financial success through wiser spending, saving, investment and credit decisions. 

The course will enable participants to do the following:
* Become aware of the importance of financial planning
* Work toward setting life goals to achieve financial and personal success
* Understand your risk/return profile with respect to investing and saving
* Develop and apply analytical skills to facilitate effective financial decision-making
* Capability to set financial life goals and the appropriate financial plan

Certificate of completion (supplied by PasarTrainer)

Training Material

* Financial Literacy 101
* Inflation & Interest Rates
* Overview on Time Value of Money

This module provides an overview of personal finance.

Introduction to Personal Finance

* Lever 1 – Save your money (& debt management)
* Lever 2 – Make your money grow
* Lever 3 – Increase your income
* Lever 4 – Protection from uncertainty

This module will discuss the key levers that they can optimize to achieve their personal financial goals.

Core Tenets of Personal Finance

* Basic of Investments: Risk vs Returns
* Wealth Life Cycle
* Building Blocks to your Financial Goal
* 50/30/20 Budgeting Plan

This module will identify different budgeting strategies, financial goals and how to ensure your money is working towards those priorities.