Employee Financial Wellness Program

Money Boss is a behavior-based Employee Financial Wellness Program developed by PT Finetiks Inovasi Indonesia, an OJK-licensed fintech platform (S-516/IK.01/2024), designed to help organizations systematically reduce employee financial stress and unlock measurable business performance.

Money Boss addresses this through a structured three-month journey that combines CFP-led workshops, online exercises, and optional integration with the FINETIKS AI-powered money management application, moving employees from theory to real-life financial execution. The program is delivered in 3 (three) workshops over 3 to 6 weeks depending on clients schedule.

Upon completing this program, participants will be able to:

• Understand and manage their monthly cash flow and build a structured personal budget
• Establish an emergency fund and adopt consistent automated savings habits (Pay Yourself First)
• Differentiate between productive and consumptive debt, and develop a structured debt repayment plan using the Snowball or Avalanche method
• Understand the role of insurance as a non-negotiable financial risk management tool and calculate their personal coverage needs
• Distinguish between saving and investing, identify their personal risk profile, and begin building a goal-based investment portfolio
• Shift from reactive, salary-to-salary money management toward a proactive, long-term financial wellness mindset.

Week 1: Workshop 1: Managing Money with Confidence Week 3: Workshop 2: Control of Debt & Protection Week 5: Workshop 5: Growing Wealth The Smart Way