Credit Analysis For Large Corporation and Projects

Certificate of completion (supplied by PasarTrainer)

Training Material

Quiz Result

Objective:
* To get the familiarization of the material content to the participants
* To give an overview to the facilitator on the initial overview of the participants

Pre-Test

1. Definition/ Purpose
2. Features
3. Importance (vs Bilateral Loan)
4. Process
5. Relevant Parties
6. Jargons/ Terms

Chapter 5: Syndicated Loan

Discussion with practicing in calculation of financial ratios (comparable case of public companies)

* Intangible Assets Analysis
* Off-Balance Sheets Analysis
* Investment Feasibility Analysis
* Debt Repayment Capacity Analysis
* Cash Flow Statement Analysis

Financial Shenanigans
* Definition
* Who Are the Most Likely to Use Shenanigans?
* How to Detect Shenanigans
* Types of Shenanigans
* What We Can Trust?

Projected Financial Statement Analysis
* Overview
* Assumptions
* Financial Projection
* Sensitivity Analysis
* Stress Testing


Chapter 3: Financial Statement Analysis(2)

1. What is Collateral?
2. Type of Collateral
3. Characteristic of Good Collateral 

Chapter 4: Collateral Analysis 

1. Definition/ Purpose
2. Features
3. Importance (vs Corporate Financing) Process
4. Relevant Parties
5. Jargon/ Terms

Chapter 6: Project Finance

Overview
* Why Credit Analysis is Important?
* Basis of Credit Analysis
* Area of Assessment
* Credit Quality and Financial Impact 

Borrowing Needs
* Type of Borrowing
* Why Working Capital?
* Why CAPEX?
* Long Term Loan for CAPEX and Debt Sizing 



Chapter 1: Overview of Credit Analysis

1. Purpose of Loan Documentation
2. Loan Features
3. Representation & Warranties
4. Covenants
5. Condition of Loan Drawdown
* Condition Precedent
* Condition Subsequent
6. Event of Default
7. Remedies 
8. Loan Transfer
9. Comparison – Bilateral Loan vs Syndicated Loan vs Project Financing
10. Collateral Documentation

Chapter 7: Loan Documentation

Macro Environment Analysis
* PESTEL Analysis

Debtor’s Industry Analysis
* Type of Industries: Characteristics and Risks
* Porter’s 5 Forces Analysis

Debtor’s Business Analysis
* Porter’s Generic Strategies
* Debtor Business Analysis
* Debtor’s Management Analysis 
* Specific Business Risk

Chapter 2: Macro Environment, Industry & Business Risks Analysis 

Financial Statement Analysis
* Leverage (Gearing) Analysis
* Operating Performance Analysis (Dupont Analysis)
* Liquidity Analysis

Chapter 3: Financial Statement Analysis (1)

* 30 questions in 30 minutes (closed book)

The objective:
Get an overview of the participant’s quality on the training knowledge after following the training program

Post-Test

Corporate created based on a Large Public Company Profile 

Comprehensive Case Study

Objectives:
* To understand the fundamental of credit
* To learn how to assess the rational debtor’s financing needs and its debt sizing
* To learn how to analyze debtor credit worthiness through its qualitative and quantitative assessment
* To discuss about collateral 
* To Discuss about Syndication and Project Financing
* To Understand key features of Loan Agreement

Teaches Banking, Credit Management, Risk Management and Corporate Finance

Teaches Banking, Credit Management, Risk Management, and Corporate Finance

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