Monitoring and Early Warning Signs

The training will elaborate (a) importance of credit/ loan monitoring as one key components of credit lifecycle to ensure sustainability of bank’s portfolio, (b) factors/ tools that are commonly used to identify early warning signs/ red flags among others tripwires settings, financial covenants, scenario analysis/ stress testing, trade checking, external rating signal, etc. While this training elaborates various EWS knowledge/ tools, some will be emphasized more for practicality & effectiveness purposes.

After completing this program, participant will have broad understanding of of loan/ credit monitoring process, and particularly equip with knowledge/ tools/ skills to detect early warning signs/ red-flags as part of credit monitoring process. Credit monitoring process is one of key factors in credit lifecycle to ensure bank’s sound credit quality and its sustainability