All credit related personnel need to monitor its borrower accounts behaviour and able to foresee any asset quality deterioration through Early Warning Signals, hence able to support in taking preventive and corrective measures for further activities. Strong loan monitoring will also lead to Bank's ECL improvements based on IFRS 9.

After completion of this program, participants will be better able to:

• Understand the concept of Loan Monitoring
• Identify Early Warning Signals
• Understand the concept of IFRS 9 Staging
• Identify Signicant Increase in Credit Risk (SICR) Triggers
• Conduct Expected Credit Loss (ECL) Calculation"