Credit Monitoring Post Restructuring

This training is aimed/ designed as follow-up/ post-event monitoring once a restructuring case is signed/ agreed – as requested.

Certificate of completion (supplied by PasarTrainer)

Training Material

- Understanding restructuring terms/spirit
- Impact of restructuring structure (the use of cash flow waterfall/CAMA, tranches, etc)
- Role of independent party (assignment of proxy into operation, regular special audit, etc)
- Exit strategy 


This section covers factors that can credit/ performance monitoring post a restructuring. Some key factors/ skills that need to be built. Effective monitor shall indeed be designed in the restructuring terms itself. 

Monitoring Skills - Post Restructuring 

- Macro & industry indicators e.g. Purchasing Manager Index/ PMI, Survey reports, etc
- Repayment behavior 
- Monthly sales/ bank statements checking
- Buyers & Suppliers checking
- Financial statement trends


This chapter elaborates indicators and/ or actions that can pre-emptive potential restructuring failures

Early Warning (Tools)

- Trade gap/ cash cycle trends (A/R, Inventory & Payables)
- Availability of liquidity buffer (unused bank lines, or shareholders’ loan, &/ or suppliers’ credit line)


This chapter will cover liquidity, its indicators, and how it can predict/ assess future state of a company/ business. Some of materials of this section might overlap with ‘Module-2: Early Warning Tools’ – considering that liquidity is one of key early warning indicators/ tools as well. 

Liquidity Assessment and Indicators

Across the chapters – there will be mini cases to elaborate/ clarify concept of this material/ training