Credit Life-Cycle

The Loan/Credit Life-Cycle Training (2-day program) is designed to provide a comprehensive understanding of the end-to-end credit process, from credit fundamentals to post-disbursement risk management. Participants will explore the foundations of credit, macroeconomic, industry, and business analysis, financial statement interpretation, borrowing needs assessment, and debt sizing techniques. The program also covers collateral analysis, credit operations across the full life cycle (origination, underwriting, approval, documentation, disbursement, monitoring, collection, and remedial actions), as well as credit risk management practices including early warning signals and workout strategies. Through a combination of theory, real-life examples, and group case studies, participants will gain practical skills to effectively analyze, evaluate, and manage credit aligned with best practices in the banking industry.