Credit Analysis Mastery : Enhancing Profitability and Managing Credit

This training program is specifically designed to enhance Participant's competencies in evaluating creditworthiness, identifying credit risk, and improving the quality of credit portfolios. Using a case-based approach, Participants will learn how to conduct in-dept analysis of prospective Borrowers, interpret financial statement, and efectively apply the 5 C principles (Character, Capacity, Capital, Collateral and Condition). The program aims to help reduce Non-Performing Loans (NPL), improve the accuracy of credit decisions, and ensure business sustainability through a healthy credit portfolio.

Key benefits for Participants :

• Master credit analysis techniques based on the 5C and 7P principles
• Improve the abality to read and evaluate Borrower's banking statement and financial statements
• Understand effective credit interview techniques to assess Borrower character
• Enhance credit portfolio quality and reduce NPL ratios
• Apply best practices in credit underwriting processes